
If you think of buying a dream phone without the financial capacity to pay upfront, then you cannot go wrong by leveraging any of these 7 buy now pay later phone stores in Nigeria.
Buying from in-store or going to places like Computer Village can sometimes present you with limited options especially when you don’t have the money to buy upfront as there are limited number of merchants that offer the option for buyers to buy now pay later phones.
In fact you ought to be careful, otherwise there is every likelihood, if you don’t know your way, you might end up being defrauded.
Although buying online also has its challenges but when you buy from legitimate sources, you are rest assured that data you submit to them as collateral is safe.
With these top stores that offer the options to buy phone and pay in installments, you are rest assured of secure and legitimate platforms where you can comfortably pay over a period of 3, 6 or even one year
However, phone stones that gives installments payment option tend to charge higher because of the duration it takes to pay back, although this will be at your convenience.
To this, we are presenting you with a better place where you can buy cheap phones online in Nigeria and pay in installments.
These stores sell majorly phones and have large inventories you can choose from.
They are trustworthy and very reliable when it comes to getting quality but affordable smartphones.
Below are top stores where to buy phone and pay in installments in Nigeria either Android or iOS phones
Top 7 Stores Where To Buy Phone And Pay Later In Installments
1. Slot Nigeria

Slot Nigeria is a top-notch phone destination where you can buy virtually any type of phone including Samsung. Tecno, Infinix, Apple, Nokia and Huawei at affordable prices
They are currently one of the best online phone stores in Nigeria that offer the option for you to buy now pay later phones.
Although they have in-store outlets where you can walk in and buy what you want dominantly in Lagos.
However, their online platform presents you with a better option of shopping irrespective of where you are at the comfort of your home.
A fun part of buying from Slot Nigeria is that you can swap your phone when you want to upgrade also, if you don’t have the money to pay upfront, you can buy smartphone and pay monthly in Nigeria over a period of time.
However, you will need to have a valid means of identification
If you want to swap a phone, you will have to take it to any of their designated in-store where your phone will be accessed and valued by their technical team before adding a balance to get a brand new one.
Likewise, to buy phone and pay later in installments, you will have to talk into any of thier outlets across the country to enjoy the service.
Slot Nigeria also has deals of one form or the other that always run both online and in-store which you might want to check out.
2. Justfones

Justfones is another tech company that specializes in selling phones both in-store and online and offer the opportunities for customers to buy phone and pay in installments in Nigeria
It is among the top trending phone destinations where you can get affordable phones with warranty and 7 day return policy.
All of their phones come with warranty and offer after-sale support.
This is a phone company you can be sure of getting quality and best prices.
Even though Justfones Phone prices in Nigeria are competitive, you are sure of getting nothing but the best.
Search through their website via their Search Engine for your desired phone, compare prices and make purchase decisions.
Justfones also has the option for you to buy phone and pay later.
This service is powered by CredPal.
Through Credpal, you can buy virtually any gadget on Justfones and pay small small in installments.
3. Parktelonline
Parktelonline is both a retail and a wholesale phone company where you can buy your favorite phone now and pay later in installments.
They have quite a large phone inventory from which you can choose your favourite one.
Beside they pride themselves in providing virtually any type of phone and if you cannot find a phone of your choice you can contact them via phone or email and be rest assured of getting one.
Parktelonline is currently a dealer to many phone companies including Nokia, Samsung, Tecno among others
Buying from them can land you a great deal and free shipping on some selected phones.
If you are desperate about having a new phone but lack the money Parktelonline also offer Buy Now and Pay later option.
Powered by Credpal, you can buy phone and pay in installments
4. Slick Mobile

Slick Mobile is an incredible and one of the best online phone store in Nigeria where you can shop virtually any type of phone including Tecno, Samsung, iPhone, Infinix, Nokia and host of others.
They are a powerhouse for quality Android smartphones and iOS iPhone
They have the option for you to buy iphone and pay monthly in Nigeria including android phones
The payment option “buy now pay later phones” is readily available for those that are interested.
If you are not tech Savvy, they have an in-house staff to help with orders.
You can also reach them for more information if need be.
Slick Mobile have friendly customer service and of course you cannot go wrong when you buy from them
They sell authentic phones at best prices you cannot get elsewhere.
5. Dallas Communication

Dallas Communication is one of the certified phone dealer in Computer Village, Ikeja and currently one of the top trending online phone store in Nigeria where you can buy any brands at retail or wholesale
They have large inventories that cut across many brand in stock and offer best of prices
They also sell UK used iPhones.
Although, Dallas is not well known in the online phone space, but is a top-notch phone destination you can rely on.
Through their buy now pay later payment option, you can land a phone of your choice without paying upfront.
6. Kshopey

Kshopey is a leading online phone store where you can buy affordable phones and still enjoy rapid delivery.
They have large phone inventories from which you can choose from.
Kshopey is one of the few companies that also offer after-sales services as well as buy now and pay later payment option.
They are currently among the top online phone store in Nigeria you can rely on for shopping phone that range from smartphone, iOS, Android, Samsung, Tecno, Infinix etc
7. Computer Village Online

If you are looking for where to buy phone and pay installmentally in Lagos, Computer Village Online is no doubt one stop shop
This is a brand that specialize on phone and gadget named after the popular Ikeja Computer Village.
They have large phone inventories and after-sale support services.
If your phone spoils, they offer online phone repair and pickup as well as delivery services when finished.
ComputerVillageOnline offers cash on delivery options for those that might be skeptical of paying online and the option to buy phone and pay later.
They are currently among the top 7 best phone stores in Nigeria that are reliable and offer affordable and cheap phones.
…read also:
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Verdict On Buy Now Pay Later Phone Stores in Nigeria
Although we have quite a number of top online stores in Nigeria where you can virtually buy any type of phone at affordable prices, the likes of Jumia, Konga etc but our list above comprise of merchants and companies that offer the options for clients to buy now and pay later.
This means, better deal and better choices.
Please note that, if you are skeptical about prices, you can always compare both online and in-store but as you may know, installment payment option usually comes at higher price but though within reach.
Besides, many of these listed online phone stores have in-store outlets
If you indeed need a phone, Android or iOS, you cannot go wrong with any of the listed Top 7 Buy Now Pay Later Phone Stores in Nigeria